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Climate change and innovation in house building: designing out risk (NF3)


The guide focuses on a range of issues associated with the changing patterns, systems and methods of construction in new homes which have changed the risk profile for lenders traditionally used to dealing with brick and block construction.


Coming after the UK had suffered widespread flooding, this guide was both pertinent and timely. The guide highlights how perceived risk issues can be addressed at the design stage, allowing greater confidence and understanding in minimising risks associated with the use of modern methods of construction (MMC).

Summary of content


Setting out the lenders’ and insurers’ perspective on innovation in construction.

Risk areas

It then has sections considering the main risk areas:

  • Fire
  • Water leaks
  • Storm (wind and rain)
  • Flood
  • Ground movement
  • Vandalism and theft